Essay about A Solution to Foreclosure - 993 Words

A Solution to Foreclosure The current issue of home foreclosure is based off of a long series of bad loans to people who were not able pay those debts off. Based on nightly news reports over the past year, it appears that the majority of these foreclosures are on very modest homes. My solution to this problem is to invest in those homes using green technology. President Obama has been a strong proponent of weatherizing homes. Simple additions such as a rubber strip under the front door and a sealant around windows can lower air conditioning and heating costs tremendously. These things are cheap and easy to buy, and can reduce homeowner’s electric bills. In the state of Florida in 2006, only 1,315 households were reported to†¦show more content†¦With government support, this could be changed. Using a government subsidy, many more people will be able to afford to install solar panels. This subsidy would be directed towards middle and lower income households who may be in danger of foreclosure. The energy generated by those solar panels that are not used by house can be sent back to the power grid. Instead of the homeowner receiving the benefits of that excess energy, the funds will go back to the government subsidy to pay for more solar panels, and so on. Solar panels and other green technology require someone to manufacture them. As a person invests in green technology, they also invest in creating more jobs. One of the leading causes of foreclosure is job loss. By investing in green technology, jobs can be created that require minimal training, which people at risk of foreclosure can be easily trained to perform. In the 1930’s, President Franklin Roosevelt created a large number of construction programs in order to boost the nation’s economy. His goal had two parts: to improve the quality of the country and to create jobs. While our national unemployment has not reached the same level as it did during the Great Depression, it is hard to argue the effectiveness of this strategy. Based on a variation of the theory of supply and demand, if people take aShow MoreRelatedSolution to the Foreclosure Crisis1326 Words   |  6 PagesI have what I believe to be a viable solution to the foreclosure crisis. I am almost certain that, if implemented, it would work. We need social services reform. I hesitate to say this, because it may come off as sounding too radical, but desperate times call for desperate measures. Simply put, if something fails, we must look at the overall picture and see what may be wrong—we need to troubleshoot the system. To me, and hopefully to most Americans with any interest in the future of our nation, itRead MoreA Practical Solution to the Foreclosure Crisis1122 Words   |  5 PagesIt is no secret the foreclosure crisis has played a significant role in the financial meltdown of the past year. The collapse of the housing marketing has brought thousands of families across the country to financial ruin, forcing many out on the streets. A lthough the common consensus is that something must be done to stabilize the foreclosure crisis, the agreement ends there. Proposed solutions to the foreclosure crisis have drawn controversy from all political affiliations and walks of life. ThisRead MoreA Solution To the Foreclosure Crisis Essay955 Words   |  4 PagesThe foreclosure crisis has reached new heights since the all-time high deficit in the economy. U.S. foreclosure rates went up more than 81% and 861,664 families lost their homes to foreclosure in 2008 (Les Christie). Also, 54 households received a foreclosure notice last year (Les Christie). So what is the solution? Bold action is needed to address this serious issue. I suggest a â€Å"real estate pause† for a temporary amount of time, similar to what Roosevelt did with the â€Å"bank holiday†Read MoreEssay on A Solution to the Foreclosure Crisis2422 Words   |  10 Pageslike to stop foreclosure on their homes, we need to address the root or the heart of the problem, not just a branch or limb. Solving foreclosure would be like putting a band-aid on a wound which needs surgery. The real problem resides in human behavior and governmental policy concerning the environment which we inhabit. So, with this information, I will address how to come about a real solution in terms of preventing foreclosure (and better than that, solving what causes foreclosure) (which is interrelatedRead MoreEssay on Solution to the Foreclosure Crisis2199 Words   |  9 PagesHow real is the mortgage foreclosure problem in America? How did it come about? What are some possible solutions? First of all, th e problem is so big that almost everyone knows someone who lost their house because of a foreclosure, and this is new. It didn’t used to be that way. Listening to the stories of foreclosure evictions provides an eyewitness viewpoint of how it happened. This is important because it provides a background against which to decide solutions. The overhang of foreclosed homesRead MorePossible Solutions to the Foreclosure Crisis Essay1179 Words   |  5 PagesThe purpose of this writing is to analyze the foreclosure crisis and offer some solutions to keep people in their homes and satisfy the financial accounting records of the banking industry. With more lost jobs on the horizon and fluctuating adjustable mortgage rates, the foreclosure crisis continues to plague America. A recent report from the Mortgage Bankers Association reveals that 14% of loans are behind or in foreclosure. This is largely due to lost jobs in this volatile economy. Many factorsRead MoreProposed Solution to the Foreclosure Crisis Essay1250 Words   |  5 PagesToday’s America is in crisis; we are in a recession. The greatest factor driving this major recession is Foreclosure many Americans are forced to face every day. In simple terms, the foreclosure crisis was caused by greed in the banking industry and too much optimism of the American people. This resulted in a bubble of subprime mortgage lending, which eventually collapsed once leading mortgage firms in the banking industry such as Fannie Mae and Freddie Mac needed to be bailed out by the governmentRead MoreSolution to the Foreclosure Crisis: Lending Laws1518 Words   |  7 PagesThe current foreclosure crisis in America has directly impacted thousands of homeowners who have lost or are losing their homes. It has indirectly affected nearly every American, as it is the underpinning of our current economic recession. In order to resolve this crisis, we first need to understand how we got to this point. With that understanding, we can look for solutions, and then try to prevent this from happening again. In regards to a solution, I have come up with three steps that could beRead MoreProposed Solutions to the Foreclosure Crisis Essay1038 Words   |  5 PagesForeclosure is a growing national disaster in the United States. Every time you tune in to your local news, there is a new family whose house is being foreclosed. Every time you ride around the neighborhood, there is another house up for sale. There are several solutions to this increasing trend including cutting government spending and cutting funds towards unsuccessful government programs, devising financial plans to assist families by setting up payment plans that they can afford, getting communitiesRead MoreAn Integrated Solution to the Foreclosure Crisis Essay2100 Words   |  9 PagesForeclosure. Only recently has the term become a buzz word among the American public and various media. The crisis that has enveloped the United States has initiated widespread questioning of the very financial systems in which the American innovators have grown to prosper. Although the foreclosure crisis is often viewed as a product of greedy financial institutions, causation cannot be distilled to individual constituencies; further regulation on various components of the crisis can develop the

The Criminal Justice System Essay - 1432 Words

In regard to mythmaking, those who have a vast amount of power and control over the people are typically the ones responsible for fabricating such accounts in order to avoid certain areas of concern. The criminal justice system as a whole, embodies thousands of authoritative figures that citizens confide in. Myths that are fabricated within criminal justice play a vital part in coercing American society’s thoughts and perception, which by its nature, can serve as an advantage to some and destructive to others (Griffin, Woodward, Sloan, 2016). According to Griffin, et al., individuals who perceive that these myths serve a purpose will seek to achieve ideals. In making this attempt, if at first they do not succeed, their ambition heightens and they try again. In contrary, others may take such myths as an attempt to guard an already biased, and unethical justice system (p. 126). In terms of criminal justice and mythology, there have been many influential contributors who have studied this specific topic. Emile Durkheim argued that in order to reinforce societal norms, that were parallel to the meaning behind laws, crime occurrence and punishment were significant (Griffin, et al., 2016). Along with Durkheim’s ideas, Robert Bohm argued that law is enacted by the interest of those who obtain much power in order to surpass groups below them. With this, the making of myths will benefit those of higher authority to enforce these laws and crime control policies (p. 126-127).Show MoreRelatedJustice Systems And The Criminal Justice System Essay1248 Words   |  5 PagesThe criminal justice system is a complex and often uncoordinated system that operates by enforcing the law and seeking justice across countless jurisdictions. It is comprised of many separate agencies including agencies at the federal, state, and local level. Each agency has its own function an d goals while operating at different levels of government. The agencies also represent different concerns and values of the public, creating a fragmented system rather than a monolithic, unified system. A monolithicRead MoreThe Criminal Justice System1308 Words   |  5 Pagesï » ¿Criminal Justice System The criminal justice system refers to the way in which a society chooses to handle all aspects of crime and punishment. In the Western world, particularly the United States, the criminal justice system is an official governmental system that focuses on crime and punishment, though some societies still incorporate a significant amount of informal social controls into their criminal justice systems. The criminal justice system covers everything from crime-prevention andRead MoreCriminal Justice System1524 Words   |  7 Pagesfor the Criminal Justice System is to reduce the crime and the fire of crime. In order to achieve this it is using different agencies and the major of them are the Police, Prosecution, Courts, Prisons and Probation. They all are operating in synchrony for achieving their legal responsibilities and particularly for reducing the level of crime. The aim of this essay specifically is to discuss the functions of the police and how they actually fit with the objective s of the Criminal Justice System as aRead MoreThe On The Criminal Justice System984 Words   |  4 PagesGarland (2001), view on â€Å"the criminal justice system in America was created to keep communities safe, to respect and restore victims, and to return offenders who leave prison to be self-sufficient and law-abiding. Treatment simply did not work either by therapy or broader social programs and became is a monumental failure that our states and nation can no longer afford† (p.61) Garland (2001) stated â€Å"that the collapse of faith in our correction system began a wave of demoralization that underminedRead MoreThe Criminal Justice System1667 Words   |  7 PagesThe criminal justice system has for long been faced by a lot of caseloads, an issue which has been heaping a lot of pressure on the stakeholders.  Ã‚  The cause of increased workload is lack of adequate resources to deal with the caseload. Some people have argued that the only way to deal with the overloads is to provide more money to the criminal justice systems so that everyone involved will be able to do the required tasks and in so doing reduce the number of cases while scholars think that the onlyRead MoreThe Criminal Justice System720 Words   |  3 Pages Victims usually adopt a subsidiary role in the courts, compared to the accused or offender (Booth, 2016). Victim-focused law reforms are open to many jurisdictions throughout Australia, and majority of systems which follow the adversarial nature of proceedings (Garkawe, 2007). The justice system aims to enforce a therapeutic structure, however, in some instances this fails to be upheld for the victim. In a sentencing hearing, an offender’s mitigating factors may reduce their sentence, thereforeRead MoreCriminal Justice System1308 Words   |  6 PagesNorways criminal justice system is doing something right. The few citizens that go to prison usually only go once. How does Norway achieve this? The country relies on a method called restorative justice, which aims to repair the harm caused by crime rather than punish people. This system is purely focused on rehabilitating prisoners. The United States, on the other hand, places focus on incarceration and incapacitation. This is w here the methodologies clash: should the criminal justice system be responsibleRead MoreThe Criminal Justice System1597 Words   |  7 PagesThe purpose of the criminal justice system is explained by three definitions: Control crime, Prevent crime, and provide and maintain justice. This sense of criminal justice has been the same since pre-civilized communities, where the elders of a tribe enforced the laws of the village. The criminal justice system has changed drastically from the times of kinship systems to today’s system of laws. As time has passed criminal justice has change in many ways, for example: the way they dress, arrest,Read MoreThe Criminal Justice System1305 Words   |  6 PagesThroughout this course, I have learned about the many segments of the criminal justice system. The criminal justice system is made up of three main elements which process a case from initiation, through trial, to punishment. First a case starts with law enforcement officials, who inve stigate crime and gather evidence to identify and use against the assumed suspect. The case then proceeds to the court system, which evaluates the evidence to decide if the defendant is guilty or innocent. If the defendantRead MoreThe Criminal Justice System Essay1502 Words   |  7 Pagesselected is criminal justice. The criminal Justice system is a compilation of federal, state or local agencies that concern issues dealing with crime. This public policy is provided by the judicial, executive and legislative branches of government. The task of the criminal justice system is to figure out the truth, defend the innocent and even to make the guilty parties punishment not as harsh as it is originally said to be (cliffnots). And most of to provide justice. In criminal justice the federal

Cosmetic Surgery Free Essays

Cosmetic Surgery Have you ever thought about how much cosmetic surgery has progressed and all the different types of surgeries? Cosmetic surgery is the practice of reshaping body tissues. It is also known as plastic surgery. Plastic is derived from the Greek word Plastikos meaning â€Å"to mold. We will write a custom essay sample on Cosmetic Surgery or any similar topic only for you Order Now † Plastic surgery dates all the way back 3000 years ago, to the Ancient Egyptians, Indians, and Greeks. We may not recognize that people back then used a form of plastic surgery, but they did. Centuries ago tribes used plastics surgery methods by disking their lips, stretching their earlobes, binding their feet, filing their teeth, and tattooing and scaring their skin. (Random History) Those were plastic surgery procedures back than. Now there is liposuction, nose jobs, eyelid surgery, tummy tucks, breast augmentation and reductions, Botox, microdermabrasion, collagen injections, laser hair removal, and chemical pads. Plastic surgery has advanced over several thousands of years and will continue. The history of plastic surgery goes back to ancient Egypt (1279-1212 BC). The Egyptians did not practice surgeries on the living, but they did practice on the dead. The surgeries they did are not what we think of when we hear the word cosmetic surgery, but the way they prepared the dead were part of the principles of cosmetic surgery today. Egyptians called it mummification. Pharaohs were mummified using special techniques that would enhance the features that were prominent to them. One step with mummification was to take the deceased to the â€Å"per nefer,† otherwise known as the House of Beauty, and add â€Å"cosmetics† to give the body a life-like appearance. The Egyptians used materials that we do not think of using. For example, Ramesses II had a small piece of bone and several seeds placed in his nose to hold the shape. His nose was surgically altered to make sure it looked be recognizable in the afterlife. Another example is the mummy of Queen Nunjmet. She had bandages stuck in her cheek and belly. (Random History) This represents how surgeons now will implant silicone into the body of a person. It is the same idea. Even though there are only records of Egyptians practicing on the dead, they had the skills and techniques to perform surgeries on the living as well. Jen) Ancient India (approximately 300 BC) is the birthplace of plastic surgery. Ancient India is the time that there were records of reconstructive surgery performed on the living. Punishment for a crime may have been cutting off ones nose if guilty. (Jen) This form of punishment led to the birth of rhinoplasty. Rhinoplasty is commonly known as a nose-job. During this era th e method Rhinoplasty was also described as the â€Å"attached flap,† or what we know today as the skin graft. A skin graft is where the epidermis is removed from one part of the body and used on another. Surgeons reconstructed the nose by cutting skin from either the cheek or forehead. Than that piece of skin, skin side out, was twisted over a leaf of the right size. After that the skin was sewed into place, and in order to keep the nostrils open during the healing process two polished wooden tubes were put in them. (Random History) During this time there was no anesthesia so the pain of this procedure was brutal and the risk of infections was high. Not only were there a large number of nose jobs in India, but the surgeons also worked on ears. The Indians were fashionable people and as a result of this both adults and children wore earrings. These earrings were constructed out of heavy materials that caused the earlobe to often spilt open. To repair the earlobe the doctors used a skin graft from the cheek. Surgery of the ear is known as Otoplasty. Not only did surgeons develop procedures for the nose and ears, they also did for lips too. The main reason why so many people had their nose, ears, and lips cut was because that is how people were punished for criminal, religious, and military crimes. Ancient India is where plastic surgery official became introduced. There are hundreds of surgeries performed on people daily. Surgeries are performed on every part of the body, from head to toe. There are well over 100 different surgeries done. Over 50 of those surgeries are done on the face. A few of the popular face surgeries are botox, rhytidectomy, and lip augmentation. A few of other surgeries done on the rest of the body are liposuction, breast surgery, and abdominoplasty. How Many Types) Botox is a nonsurgical cosmetic procedure that was introduced in the late 1980’s and it is one of the top five procedures. This procedure is used to help decrease glabellar lines. Glabellar lines are vertical lines on the face between the eye brows and when someone frowns. Botox is a shot the essentially paralyzes the muscles that produce lines. This procedure can last anywhere between a few minutes to 30 minutes. Numbing cream or anesthesia is usually used with botox, but the needles a re so small that there is hardly any pain at all. Botox can ause headaches, nausea, flu-like symptoms, and redness around injection site. Botox has become very popular within the last 10 years. Rhytidectomy is known as a face lift. (Village pointe) Face lift is a surgical procedure that helps improve appearance of the face. Face lift is a common procedure. There are positive and negative side effects of getting a face lift. The positives are that a face lift can correct sagging skin, tighten facial muscles, and improve your facial contour. The negative side effects are that it can cause nerve damage, visible scarring, swelling, bruising, and pain. There are many different types of face lifts that can be done, such as mini face lift, lower face lift, mid face lift, etc. It just depends on the person getting the surgery what area they want to have improved. Lip augmentation is to give fuller lips. Hylauronic acid is what is usually injected into the lip. This acid is a natural substance found in the body and it improves the lips volume, structure, and shape. The effects of a lip augmentation last around six months, so in order to keep the volume wanted; treatments are needed about every six months. Fat injections used to be used on the lips to make them fuller, but the results vary and the side effects are at a greater risk so that method is not used as much. (Lip augmentation) Liposuction is a simple surgical procedure that removes excess fat between the skin and muscle. A small stainless steel tube is attached to a suction pump, than the tube is inserted into fat through small incisions made on the skin. There are many different techniques that are used to perform liposuction. A common technique of liposuction is laser liposuction. Laser and Ultrasound) Laser liposuction is used to target specific body parts and it is designed to only target fat cells, so it protects the muscle and nerve tissues. Laser liposuction causes less pain, faster healing, and a smaller amount of bruising after. (Village pointe) There are three different types of breast surgery that are common. They are breast augmentations, reduction mammoplasty, and mastopexy. Breast augmentation is better known as breast implant. (What is Breast Augmentation? Reduction mammoplasty also known as breast reduction is where skin and glandular tissue is removed to reduce the breast size. Mastopexy is a breast lift. It is where the breasts are lifted or reshaped to make them less saggy. (Village Pointe) Cosmetic surgery has become more advanced within the last couple thousand years. The world of cosmetic surgery grew from the narrow field of rhinoplasty to over a 150 different types of surgeries. As we become more advanced in the cosmetic field, new technology makes the procedures faster and the risk factors involved are not as high. How to cite Cosmetic Surgery, Papers Cosmetic Surgery Free Essays The way a woman handles herself is important, according to most Americans. Furthermore, the way a woman looks on the outside surpasses all other qualities. Most women do not realize this, but this is the way in which they place their importance. We will write a custom essay sample on Cosmetic Surgery or any similar topic only for you Order Now In a world filled with superficiality, it is not astonishing to think that most women are un-satisfied with their outward appearance. Unhappiness with one’s outward appearance has lead to cosmetic surgery being the only solution. Cosmetic surgery has lead to more than one problem for our country and for the lives of people involved. Modifying one’s body from cosmetic surgery is not only harmful physically; it is also highly expensive, a â€Å"quick† fix for one’s deeper rooted issues, and may become highly addictive. The expansion on plastic surgery during World War One shined light upon different techniques and medical advances within this field. Originally, plastic surgery was only by means of reconstruction due to the horrific injuries of war. Doctors were required to facilitate soldiers back to health, and with the new advances of surgery they were able to give soldiers back their life in a new way. Facial reconstruction began as a new practice for plastic surgeons. Particularly this is because of the modern day weapons causing soldiers to have more bodily injuries. The American Society of Plastic Surgeons stated, â€Å"Never before had physicians been required to treat so many and such extensive facial and head injuries. Shattered jaws, blown-off noses, and lips gaping skull wounds caused by modern weapons inquired innovative restorative procedures. † (â€Å"American Society of Plastic Surgeons†)The war was completely divesting, but the surgical procedures gave hope to the soldiers. These new advancements held a purpose, but with the knowledge of surgical procedures people began to take advantage and used it for non-practical ways. With the rising awareness of plastic surgery, people became astonished with the fact that one can change his/her looks with no effort at all. What was thought of as a procedure that benefited someone took a completely different turn in the 1980’s. During this time persons had a heightened awareness of plastic surgery, and desired to find more information about this technique. Information was able to reach home with the help of â€Å"brochures†. (â€Å"American Society of Plastic Surgeons†) However, it was not until the 1990’s that the media and internet became involved. With the ability of having an at home computer, surgeons were able to provide a surgical conference for their potential clients. This advancement gave more light to cosmetic surgeries such as rhinoplasty. As a consequence of this heightened awareness, people began to â€Å"fix† every flaw by means of surgery. However, this type of surgery is different due to the fact that it is not a reconstruction of the abnormity it is purely cosmetic. The growing obsession with cosmetic surgery led to unrealistic views of what beauty should be. The view of beauty has changed significantly over the past hundred years. Beauty use to be the way a lady holds herself with her morals and her attitude which reflected outwardly. In the twenty-first century, beauty is viewed only as the means of perfection. Women have significantly lost self-esteem over the past years because of the constant pressure to always look a certain way. In particular, teenagers and young woman are affected most by the way one is viewed by other people because they place such a high importance on impressing and their appearance. These women and teenagers see one self as being un-fit for normal interactions with people. This is a contributing factor to the millions of dollars that is spent by people to change their imperfections. According to Alex Kuczynski, in America the cosmetic industry makes up to $15 billion. â€Å"Kuczynski† 4) With average pricing of laser treatments being $6,000 and liposuction being $11,000 it is very easy to see why the economy is in such turmoil today. The media has influenced most of the billions of dollars that are placed into cosmetic surgery. Commercials, billboards, brochures, testimonies, and telemarketers are the a few of the ways in which the media drags a person into believing that one is not suited enough for their own well-being. As a culture, we have feed into these uncomforting lies about our looks which have made us more prone to see our flaws. In 2003, more than half of Americans- 51 percent- said that they were not quite comfortable to not at all comfortable with their appearance, according to Roper study. † (â€Å"Kuczynski† 5) Perhaps, if the media was not involved so heavily in pursing surgery, people would not be willing to spend thousands of dollars on one procedure. Lastly, cosmetic surgery may become highly addictive. It has been said that once one starts pursuing surgery, it is hard to quit. The reasoning behind may be because of a disorder called body dysmorphic disorder (BDD). This disorder perceives one’s self completely different than it actually is, and persons that are affected by this disorder become fixated with a slight â€Å"imperfection† that leads to obsessive behavior. â€Å"The obsessions can consume a person’s thoughts, harming every aspect of their life. † (â€Å"James† Web) This obsession is also seen more frequently in adolescents. This obsession takes complete control over their life. The person no longer feels useful to the world, and feels that the only way to survive is through cosmetic surgery. It is tragic to see one’s life be affected so deeply by their appearance, but it is seen by almost everyone in America. In order to make one feel less conscious about their appearance, we as a society need to shift our priorities in a colossal way. Not only should a teenager or young woman feel less appreciated because of their looks, but no one should feel this way. As a society we need to practice the use of inner beauty instead of outer beauty. It is our duty to make America feel united and not separate by our appearance. Therefore, our society would benefit economically, socially, and morally by changing our views on appearance. How to cite Cosmetic Surgery, Papers

Adarand Constructors, Inc. vs. Federico Pena free essay sample

In the particulars of the case, the petitioner in the case, Adarand Constructors, Inc. challenged the policy of the Federal government of awarding financial considerations to general contractors that hire subcontractors that are majority owned by minority groups (Adarand Constructors Inc., vs. Federico Pena, (515 U.S. 200 (1995). In the case, the Transportation Department’s Central Federal Lands Highway Division gave the primary contract for a highway building project to Mountain Gravel and Construction Company (Adarand, 1995). Mountain then awarded the guardrail component of the project to Gonzales Construction Company even if petitioner Adarand was a specialist in the component and had submitted the lowest bid for the project (Adarand, 1995). The contract acquired by Mountain stated that the company would be eligible for extra compensation if it chose a company classified as a disadvantaged group (Adarand, 1995).   In the 1987 Surface and Transportation and Uniform Relocation Act, the act provides that 10 percent of the funds will be preferred for the socially disadvantaged groups (Adarand, 1995). We will write a custom essay sample on Adarand Constructors, Inc. vs. Federico Pena or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page The clause in dispute is that the definition of the â€Å"small disadvantaged class (Adarand, 1995). In the records of the Small Business Administration, Gonzales did not meet the requirements for the class (Adarand, 1995). In the decision of the Court, in Richmond vs. J.A. Croson, Co. (586 U.S. 469 (1989), the court ruled that one-third of the work to be given out to contractors will be given out to businesses whose owners are in the minority (Adarand, 1995). In their decision, the Court ruled that under the ambit of the equal protection, the review must undergo strict scrutiny, and the benefits is not anchored on the race of those who challenge the policy nor then ones who stand to benefit from such (Adarand, 1995). In the opinion of the Court, it rules that any and all classifications based on race must face strict evaluation, and that such policy is only conforming to the ambit of the Constitution that have a legally persuasive interest for the government (Adarand, 1995).